Lease Here Pay Here in Greenwood, IN

Why Partner With Ray Skillman Ford?

Loan Reported To Credit Bureaus

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A Chance For Better Financing In The Future

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Vehicles Pre-Serviced By Our Mechanics

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Why Lease Here Pay Here?

Whether you have good credit, bad credit, or a first-time car buyer, our staff is ready to answer all your questions and walk you through a plan that's just right for your needs and get you into a dependable car. Our on-site financing department offers flexible financing options that allow us to offer in-house loans/ leases directly to our customers. Lease here pay here is making it easier for drivers with imperfect credit histories to buy a dependable used car.

  • Get a newer vehicle at a more affordable payment
  • Chance to lease a newer vehicle every three years
  • Purchase your lease at end of term
  • Opportunity to establish or re-establish your credit - We report to the credit bureau
  • Wide selection of vehicles to choose from
  • Free oil changes, tire rotation, and safety inspection every 5,000 miles

Our reputation and our commitment to service along with our commitment to our local communities go unmatched! We will work with you to get you into a quality pre-owned vehicle.  We will get you in a dependable vehicle and back on the road.

How Do I Get Approved?

You'll need the following documents for our financing team to find the best lease here pay here loan options:

  • Valid Driver's License
  • Most-Recent Pay Stub
  • Recent Utility Bill
  • $99 or More for a Down Payment
  • Title for Current Vehicle (If Trading In)


Ray Skillman Ford Inc.

1250 US Highway 31 South
Directions Greenwood, IN 46143

  • Sales: (317) 885-9800
  • Service: (317) 881-6100
  • Parts: (317) 881-2706

Sales hours

  • Monday9:00AM - 7:00PM
  • Tuesday9:00AM - 7:00PM
  • Wednesday9:00AM - 7:00PM
  • Thursday9:00AM - 7:00PM
  • Friday9:00AM - 7:00PM
  • Saturday9:00AM - 7:00PM
  • SundayClosed

No Matter The Reason Ray Skillman Ford Wants To Help



Slow Pay



Credit Card Debt

We'll Listen

You're more than just a credit score. Your situation is specific to you and your life. At Ray Skillman Ford, we realize that everyone has a different story to tell about their circumstances and we promise that we'll listen. That's the advantage of working directly with us as both your dealership and your lender. Your partnering with Ray and the money being loaned to you is here in Indianapolis and the people making the decisions will be sitting across the desk from you.


Tell Us Your Vehicle and Credit Needs